Voluntary Workers Insurance

Protecting Your Volunteer Crew & Staff

Voluntary Workers Insurance provides marine businesses with tailored coverage for volunteers, crew members, or unpaid workers who support operations, events, or community activities.

Ideal for marinas, sailing clubs, boat hire operators, community boating events, and marine training organisations, it gives peace of mind to both business owners and the people who support your operations.

What is Voluntary Workers Insurance?

Voluntary Workers Insurance is designed for organisations that rely on unpaid staff or volunteers for day-to-day operations or special events. It provides financial support if a volunteer is injured while performing duties on behalf of your business or organisation.

A typical Voluntary Workers Insurance policy can provide cover for:

• Accidental Injury Cover:
  Covers medical costs, rehabilitation, and income replacement for volunteers who suffer injuries while engaged in approved activities.
• Event & Activity Protection:
  Ensures volunteers participating in on-water events, regattas, training exercises, or maintenance activities are covered.
• Optional Extensions:
  Some policies allow additional benefits such as death or permanent disability lump sums, travel to/from volunteer duties, or specific professional task coverage.

Who is this type of insurance suitable for?

Marina Operators with volunteer crew | Sailing & Boating Clubs hosting community events | Marine Training Schools & Instructors | Boat Shows & Regattas | Marine Conservation & Coastal Clean-Up Groups

Benefits for Marine Businesses

• Peace of Mind:
  Knowing your volunteers are protected allows you to focus on operations, events, and training without worrying about potential injuries.
• Financial Security:
  Supports your volunteers if they are injured, covering medical and rehabilitation costs as well as potential loss of income.
• Tailored for Marine Operations:
  Designed for marine environments, including on-water activities, vessel handling, maintenance, and events.
• Simplified Administration:
  A single policy provides coverage for all volunteers, reducing the need for multiple individual arrangements.
• Support During Claims:
  Ongoing broker support helps guide you through the claims process and minimise disruption to your business when incidents occur.

Speak to a Coverforce Marine specialist today.

Our experienced brokers work with marine organisations to structure voluntary workers insurance programs aligned to your activities, operations, and risk exposures.

For more information or to arrange cover, please contact us or simply fill out the quote form below and a broker will reach out within one business day to discuss your requirements.

Request a Quote