Berth Owners Liability Insurance

Liability Coverage for Berth Owners & Occupiers

Berth Owners Liability Insurance helps protect owners, lessees, and sub-lessees of marina berths from claims related to third-party injury or property damage that may occur in connection with their berth.

This insurance is specifically designed for private berth owners, syndicates, and investors who lease or sub-let their berths, providing cover for incidents that happen at the nominated marina berth during the policy period.

What is Berth Owners Liability Insurance?

Berth Owners Liability Insurance protects the insured if they are legally required to pay compensation for personal injury or property damage connected to their use or occupancy of a nominated marina berth. The policy also covers legal costs and certain related expenses, provided they are incurred with the insurer’s consent.

A typical Berth Owners Liability Insurance policy can provide cover for:

  • Public Liability at your nominated berth:
    Provides cover if you are legally responsible for injury to a third party or damage to their property that occurs in connection with your ownership or use of the berth listed on your policy schedule.
  • Defence Costs & Related Expenses:
    Covers approved legal and related costs, including inquests, claimant costs, first aid, temporary repairs, and reasonable vessel removal or salvage when required by a maritime, port, harbour, or marina authority, linked to a covered claim.

Who is this type of insurance suitable for?

Private Berth Owners | Lessees & Sub lessees | Berth Investment Syndicates | Owners who Rent or Licence Berths to Others

How Can a Berth Owner Be Exposed to Risk?

  • Injury to a third party connected with the use or condition of the berth, for example slips or trips on a pontoon or ramp within the nominated berth area.
  • Damage to other vessels, marina infrastructure or third party property caused by a vessel using the berth, such as impact damage during berthing or from parted mooring lines.
  • Liability arising from leasing or renting the berth to another party, where you remain the owner or occupier of the nominated berth.
  • Claims where the marina is not negligent but a claimant alleges injury or damage connected to your berth owner or occupier activities.

Benefits for Berth Owners & Occupiers

  • Tailored to Your Berth:
    Provides insurance specifically designed for owners or occupiers of a single marina berth, with coverage focused on the nominated berth listed on your schedule.
  • Clarity & Confidence:
    Key terms like personal injury, property damage, and berth-related activities are clearly defined, helping you understand exactly what’s covered.
  • Guidance when you need it:
    Access support during claims, including assistance with managing and resolving third-party claims, giving you confidence that you’re protected if an incident occurs.

Speak to a Coverforce Marine specialist today.

We help berth owners structure liability cover matched to the nominated berth, your leasing arrangements and marina requirements, and ensure it dovetails with vessel and marina policies to avoid gaps.

For more information or to arrange cover, please contact us or simply fill out the quote form below and a broker will reach out within one business day to discuss your requirements.

Request a Quote

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